Medicare in Kansas: 2026 Plans, Costs, and Enrollment Guide
- 87 Medicare Advantage plans across all 105 Kansas counties (CMS 2026 Fact Sheet)
- 32 Medigap carriers offering Plan G (TPP rate database, CY2026); attained-age pricing
- 12 standalone Part D plans in PDP Region 24 (Kansas-only)
- Avg MA premium $10.11/mo (CMS 2026 Fact Sheet)
- LIS benchmark: $55.20/mo (Region 24)
Kansas Medicare Snapshot
Kansas has 87 Medicare Advantage plans for 2026 with availability across all 105 Kansas counties (CMS 2026 Medicare MA & Part D Landscape State-by-State Fact Sheet). Kansas uses the standard federal Medigap plan letters with attained-age pricing and does not have a state Medigap Birthday Rule or Anniversary Rule.
The average monthly MA premium in Kansas is $10.11 in 2026, up from $9.54 in 2025 (CMS 2026 Fact Sheet). The standard Medicare Part B premium is $202.90/month in 2026.
| Metric | Kansas 2026 | Source |
|---|---|---|
| MA plans available | 63 (all 105 Kansas counties) | CMS 2026 MA & Part D Landscape Fact Sheet |
| Avg MA premium | $10.11/mo (2025: $9.54) | CMS 2026 MA & Part D Landscape Fact Sheet |
| Avg MA star rating | 3.85 / 5.0 | CMS CY2026 Landscape |
| Medigap carriers (Plan G) | 38 (attained-age, standard letters) | TPP internal data, CY2026 |
| HDG carriers | 29 (attained-age) | TPP internal data, CY2026 |
| Standalone Part D plans | 11 (PDP Region 24 — IA/MN/MT/ND/NE/SD/WY) | CMS 2026 MA & Part D Landscape Fact Sheet |
| Part D LIS benchmark (Region 24) | $55.20/mo | CMS CY2026 Regional Rates & Benchmarks |
Plan Types Available in Kansas
Medicare Advantage (Part C)
Kansas offers 87 Medicare Advantage plans for 2026 (CMS 2026 Fact Sheet). Top carriers include UnitedHealthcare, Humana, and Blue Cross and Blue Shield of Kansas. Kansas is in a single-state PDP region (Region 24) with the highest CY2026 LIS benchmark of any single-state region ($55.20/month).
Medigap (Medicare Supplement)
Kansas uses the standard federal Medigap plan letters (A, B, C, D, F, G, K, L, M, N, plus HDG and HDF). 32 carriers offer Plan G in Kansas in the TPP rate database (CY2026, non-tobacco, ages 65–85). Plans C, F, and High-Deductible Plan F (HDF) are closed to anyone who first became Medicare-eligible on or after January 1, 2020 (under MACRA 2015); beneficiaries who were Medicare-eligible before that date may still buy Plans C, F, or HDF from carriers that continue to offer them. High-Deductible Plan G (HDG) is the post-2020 high-deductible Medigap option and is offered by 24 Kansas carriers.
Kansas Medigap rates use attained-age pricing — premiums increase as you age. Kansas does not have a state Medigap Birthday Rule or Anniversary Rule. See our MA vs Medigap comparison →
Standalone Part D (Prescription Drug Plans)
Kansas is in CMS PDP Region 24 (combined with Minnesota, Montana, Nebraska, North Dakota, South Dakota, and Wyoming). For 2026, there are 12 standalone PDP plans available to Kansas beneficiaries (CMS 2026 Fact Sheet).
Costs in Kansas
Medicare Advantage Premiums
The average monthly MA premium in Kansas is $10.11 in 2026, up from $9.54 in 2025 (CMS 2026 Fact Sheet). The standard Medicare Part B premium is $202.90/month in 2026.
Medigap Premiums — Plan G and HDG
Kansas Medigap rates use attained-age pricing. Across the 32 Kansas Plan G carriers (non-tobacco, ages 65–85), Plan G monthly premiums in 2026 range from approximately $120 to $619/month (TPP rate database, CY2026).
High-Deductible Plan G (HDG) is offered by 24 Kansas carriers; premiums range from approximately $112 to $828/month (TPP rate database, CY2026, non-tobacco, ages 65–85). HDG works well for beneficiaries who want catastrophic protection at a lower monthly cost and can absorb the $2,950 annual deductible (2026 CMS high-deductible Medigap deductible).
Part D Costs and the LIS Benchmark
For 2026, Kansas (PDP Region 24 — IA/MN/MT/ND/NE/SD/WY) has 12 standalone PDP plans (CMS 2026 Fact Sheet). The CMS Low Income Subsidy (LIS / Extra Help) benchmark premium for Region 24 is $55.20/month (CMS CY2026 Regional Rates and Benchmarks).
Kansas-Specific Medicare Rules
No State Medigap Birthday Rule
Kansas does not have a state Medigap Birthday Rule or Anniversary Rule. Outside of the federal 6-month Medigap Open Enrollment Period and qualifying federal guaranteed-issue events, most Medigap purchases in Kansas are subject to medical underwriting at the carrier's discretion.
Medicare Savings Programs (MSPs)
Kansas offers Medicare Savings Programs (MSPs) through Kansas Department of Health and Environment (KanCare) (Kansas Department of Health and Human Services):
- QMB (Qualified Medicare Beneficiary): Covers Part A and Part B premiums, deductibles, and cost-sharing.
- SLMB (Specified Low-Income Medicare Beneficiary): Covers Part B premiums only.
- QI (Qualifying Individual): Also covers Part B premiums; subject to annual appropriations.
Apply through Kansas Department of Health and Environment (KanCare) or contact Kansas SHICK (1-800-860-5260) for free enrollment assistance. MSP enrollment also automatically qualifies you for Extra Help / LIS on Part D. Learn more about MSPs →
Kansas SHICK
Kansas SHICK (Senior Health Insurance Counseling for Kansas) is Kansas's federally designated State Health Insurance Assistance Program (SHIP), operated by the Kansas Department for Aging and Disability Services. SHICK provides free, unbiased Medicare counseling statewide.
Phone: 1-800-860-5260
Website: iid.kansas.gov/consumers/shiip
Enrolling in Medicare in Kansas
Standard Enrollment Periods
- Initial Enrollment Period (IEP): 7-month window centered on your 65th birthday month. Enroll at ssa.gov or call 1-800-772-1213.
- Annual Election Period (AEP): October 15 – December 7 each year.
- Medicare Advantage Open Enrollment Period (OEP): January 1 – March 31.
- Federal 6-month Medigap OEP: Starts when you are 65+ and enrolled in Part B; first-time Medigap guaranteed-issue.
- Special Enrollment Periods (SEPs): Learn more →
Kansas SHICK Counseling
Contact Kansas SHICK at 1-800-860-5260 for free one-on-one Medicare guidance statewide.